Peril
Code | Coverage
Code | Description | Fire Coverage Only
Premium Portion |
| 10 | | Fire (Including Excess) | |
| 1001 | Fire Only (Real Property) | 100% |
| 1001A | Fire Only (Personal Property) | 100% |
| 1002 | Fire and Allied Lines (Real Property) | 90% |
| 1002A | Fire and Allied Lines (Personal Property) | 90% |
| 1004 | Excess of Loss (Real Property) | 75% |
| 1004A | Excess of Loss (Personal Property) | 75% |
| 15 | | Wind, Hail | |
| 1501 | Crop, Hail | |
| 1502 | Tornado, Cyclone, Wind, Hail (Real Property) | |
| 1502A | Tornado, Cyclone, Wind, Hail (Personal Property) | |
| 17 | | Additional Property Coverage | |
| 1701 | Leakage of Sprinklers (Real Property) | |
| 1701A | Leakage of Sprinklers (Personal Property) | |
| 1702 | Explosion, Riot & Civil Commotion (Real Property) | |
| 1702A | Explosion, Riot & Civil Commotion (Personal Property) | |
| 1703 | Earthquake (Real Property) | |
| 1703A | Earthquake (Personal Property) | |
| 1704 | Blanket Form (Real Property) | |
| 1704A | Blanket Form (Personal Property) | |
| 1705 | Water Damage (Real Property) | |
| 1705A | Water Damage (Personal Property) | |
| 1706 | Business Interruption, Time Element, or similar time valued coverages | |
| 20 | | Multiple Peril | |
| 2001 | Farm Owners | 50% |
| 2002 | Home Owners | 50% |
| 2003 | Commercial (SMP) | 50% |
| 22 | | All Risk | |
| 2201 | Real Property | 75% |
| 23 | | Residual Value | |
| 2301 | All Classes | |
| 25 | | Marine (Non-Exempt Lines Only) | |
| 2501 | All Classes | 15% |
| 2502 | Watercraft | 15% |
| 30 | | Inland Marine | |
| 3001 | Jewelers Block | 15% |
| 3002 | Furriers Block | 15% |
| 3003 | Business & Personal Floaters | 15% |
| 3004 | Builders Block | 75% |
| 3005 | Motor Truck Cargo | 15% |
| 3007 | All Others-Non Apperance & Abandonment | 15% |
| 32 | | Aviation | |
| 3201 | Aircraft Physical Damage | 10% |
| 3202 | All Others | |
| 35 | | Glass | |
| 3501 | All Classes | |
| 37 | | Animal | |
| 3701 | All Classes | |
| 40 | | Auto Liability | |
| 4001 | Private Passenger (Excess) | |
| 4002 | Commercial (Primary / Excess) | |
| 4003 | All Others | |
| 45 | | Auto Physical Damage | |
| 4501 | Private Passenger | 15% |
| 4502 | Commercial | 15% |
| 4503 | Garage Keepers | 15% |
| 4504 | Dealers Open Lot | 15% |
| 4505 | Mechanical Breakdown Coverage | |
| 4506 | Service Contract Reimbursement | |
| 48 | | Fidelity and Surety | |
| 4801 | Fidelity & Forgery(Fiduciary Liability) | |
| 4802 | Brokers/Bankers Blanket Bond | |
| 4803 | Performance Bond | |
| 4804 | Surety Bond | |
| 4805 | Surety for Small & Minority Contractors | |
| 4806 | Miscellaneous Bond | |
| 4807 | Adoption Reimbursement | |
| 50 | | General Liability (BI & PD) | |
| 5001 | Manufacturers & Contractors | |
| 5002 | Owners, Landlords & Tenants | |
| 5003 | Owners, Contractors Protective | |
| 5004 | Products (Including Excess) | |
| 5005 | Municipal | |
| 5006 | Public School | |
| 5008 | Contractual | |
| 5011 | Excess Liability | |
| 5013 | Police, Law Enforcement | |
| 5014 | Asbestos Abatement, Removal Contractors | |
| 5015 | Park District & All Other Political Subdivisions | |
| 5016 | Labor, Fraternal & Religious Organization | |
| 5017 | Social Services Liability | |
| 5020 | Special Events | |
| 5021 | Home for Aged, Convalescent Homes | |
| 5022 | Family (In Home) Child Care | |
| 5023 | Child Care (All Others) | |
| 5024 | Ski Area Liability | |
| 5025 | Winter Recreational Facilities | |
| 5026 | Snowmobile Liability | |
| 5027 | Snowmobile Clubs (Including Trails) | |
| 5028 | Snowmobile Clubs (Excluding Trails) | |
| 5029 | Snowmobile Rentals | |
| 5030 | Exercise & Health Clubs | |
| 5031 | Miscellaneous Recreational Liability | |
| 5032 | Completed Operations | |
| 5033 | Employer Sponsored Group Excess | |
| 5034 | Employment Practices Liability Insurance | |
| 5050 | CGL - Broadened Coverage Categories | |
| 52 | | Errors & Omissions | |
| 5201 | Public Officials Liability | |
| 5202 | Directors & Officers | |
| 5203 | Directors & Officers (Non Profit) | |
| 5204 | Attorneys Liability | |
| 5205 | Accountants Liability | |
| 5206 | Architects & Engineers | |
| 5207 | Real Estate Agents | |
| 5208 | Insurance Agents & Brokers | |
| 5209 | Media Professional | |
| 5210 | All Others (Professional) | |
| 5210A | All Others (E & O) | |
| 53 | | Medical Malpractice (Excess) | |
| 5301 | Physicians & Surgeons | |
| 5302 | Hospitals | |
| 5303 | Dentists | |
| 5304 | Podiatrists | |
| 5305 | All Others | |
| 54 | | Medical Malpractice | |
| 5401 | All Classes/Medical Malpractice | |
| 55 | | Miscellaneous Professional | |
| 5501 | Beauty Parlors & Schools | |
| 5502 | Barbers & Schools | |
| 5503 | Ambulance Services | |
| 5504 | Therapists | |
| 5505 | Community Health Services | |
| 5506 | Home Care Service Agencies | |
| 5507 | Physician Assistants | |
| 5508 | All Others | |
| 57 | | Liquor Liability | |
| 5701 | All Classes | |
| 58 | | Railroad Protective & Utilities | |
| 5801 | Railroad Protective | |
| 5802 | All Others | |
| 59 | | Umbrella Liability | |
| 5901 | Lead | |
| 5902 | Excess | |
| 60 | | Environmental Impairment | |
| 6001 | Petroleum Marketers | |
| 6002 | Petroleum Non-Marketers | |
| 6003 | Governmental Subdivisions | |
| 6004 | Contractors | |
| 6005 | Landfills, Dumps, Etc. | |
| 6006 | All Others (NOC) Real Property | |
| 6006A | All Others (NOC) Personal Property | |
| 62 | | Crime | |
| 6201 | Burglary & Robbery | |
| 6202 | Kidnap & Ransom | |
| 6203 | All Others | |
| 65 | | Boiler and Machinery | |
| 6501 | Boiler & Machinery (Direct) | |
| 6502 | Boiler & Machinery(Consequential) | |
| 6503 | Engine & Machinery | |
| 6504 | All Others | |
| 68 | | Credit Insurance | |
| 6801 | All Classes(excluding Contract Frustration) | |
| 6802 | Contract Frustration | |
| 69 | | Prize Indemnification | |
| 6900 | All Classes | |
| 70 | | Service Contract Reimbursement | |
| 7000 | All Classes | |
| 71 | | Salary Protection Insurance | |
| 7100 | Excess Disability | |
| 7101 | Primary Disability | |