1. A
    1. ACCOMMODATION/COURTESY FILINGS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Circular Letter No. 26 (1982) - "Fronting By Excess Line Brokers"
      3. ELANY Guidance
        1. - Compliance Advisor - "Back to Basics"
      4. Statute or Regulation
        1. - Regulation 41 Section 27.8(e)
    2. ADVERTISING/LEGAL LIMITATIONS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion No. 03-01-23- "N.Y. Ins. Law Section 2122(a) (2) - Advertisements"
        2. - Opinion No. 08-07-17 - "Names of insurers in advertisements"
      3. Statute or Regulation
        1. - Insurance Law §2122
    3. AFFIDAVITS
      1. - Part A Forms
      2. - Part C Forms
    4. ANNUAL REPORTS
      1. - View
    5. APPLICATION FOR ELIGIBILITY AS AN EXCESS LINE INSURER
      1. ELANY Guidance
        1. - 2017 Requalification Filing Requirements
        2. - 2017 Application Requirements
    6. APPLICATION FOR ELIGIBILITY AS AN EXCESS LINE BROKER
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel August 18, 2004
        2. - Opinion of Counsel August 10, 2001
        3. - Opinion of Counsel October 2, 2002
        4. - Opinion of Counsel May 13, 2002
      3. ELANY Guidance
        1. - Bulletin No. 2004-26
        2. - Member Information Form
      4. Statute or Regulation
        1. - Insurance Law §2105
        2. - Insurance Law §2129
        3. - Insurance Regulation 125
  2. B
    1. BATCH FILING REPORT
      1. - Form
    2. BINDERS/DEC PAGES/COVERAGE DOCUMENTS
      1. ELANY Guidance
        1. - Compliance Advisor
    3. BINDING AUTHORITIES
      1. - ELANY Says
      2. ELANY Guidance
        1. - Submission Check List
      3. Statute or Regulation
        1. - Insurance Law §2118(f)
        2. - Insurance Regulation 41 §27.4
    4. BROKER COMMISSIONS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel Septembr 19, 2000
        2. - Opinion of Counsel April 5, 2001
        3. - Opinion of Counsel May 7, 2001
        4. - Opinion of Counsel February 12, 2001
        5. - Opinion of Counsel December 5, 2002
        6. - Circular Letter 1976-16
        7. - Opinion of Counsel April 11, 2001
    5. BROKER OF RECORD
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel
      3. ELANY Guidance
        1. - Broker Of Record Form
    6. BROKER SERVICE FEES
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion No. 04-08-02-"Broker Fee - How much may an insurance broker charge its clients as a service fee under Section 2119?
        2. - Circular Letter No. 9(2006) - "Insurance Law Section 2119 Agreements"
        3. - Circular Letter No. 9(2009) - "Permissible services of insurance agents and brokers; rebating and inducements"
      3. ELANY Guidance
        1. - ELANY Video Library - "Fees which can be charged on NY Excess Line Transactions"
        2. - Compliance Advisor - "Back to Basics"
      4. Statute or Regulation
        1. - Section 2119
        2. - Regulation 41, Section 27.12
    7. BULLETINS
      1. - View
  3. C
    1. CANCELLATION/NONRENEWAL NOTICES
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel September 10, 2003
      3. Statute or Regulation
        1. - §3425 (Personal Lines Cancellation/Nonrenewal)
        2. - §3426 (Commercial Lines Cancellation/Nonrenewal)
    2. CERTIFICATES OF INSURANCE AND NON-ADMITTED INSURERS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel
    3. CLAIMS-MADE POLICIES
      1. - ELANY Says
      2. Statute or Regulation
        1. - Insurance Regulation 41 §27.10
        2. - Insurance Regulation 121
    4. COMMISSIONS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel September 19, 2000
        2. - Opinion of Counsel April 5, 2001
        3. - Opinion of Counsel May 7, 2001
        4. - Opinion of Counsel February 12, 2001
        5. - Circular Letter 1976-16
    5. COMMON VIOLATIONS
      1. - ELANY Says
    6. CONFIRMATION OF PLACEMENT OF COVERAGE
      1. - ELANY Says
      2. Statute or Regulation
        1. - Insurance Law §2118(b)(6)
        2. - Insurance Regulation 41 §27.15(b)
    7. COURTESY FILINGS/ACCOMODATION
      1. - ELANY Says
    8. COVERAGE DOCUMENTS/BINDERS/DEC PAGES
      1. ELANY Guidance
        1. - Compliance Advisor
  4. D
    1. DEC PAGES/BINDERS/COVERAGE DOCUMENTS
      1. ELANY Guidance
        1. - Compliance Advisor
    2. DEFENSE WITHIN LIMITS POLICIES
      1. - ELANY Says
      2. Statute or Regulation
        1. - Insurance Regulation 41 §27.10
        2. - Insurance Regulation 107
  5. E
    1. E-COMMERCE AND WEBSITES
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel March 6, 2000
        2. - Opinion of Counsel April 26, 2001
        3. - Circular Letter No. 5 (2001)
    2. ELIGIBLE EXCESS LINE INSURER RESIDENT OFFICES
      1. - ELANY Says
    3. EVIDENCE OF COVERAGE
      1. - ELANY Says
      2. Statute or Regulation
        1. - Insurance Law §2118(b)(6)
        2. - Insurance Regulation 41 §27.17(b)
    4. EXPORT LIST
      1. - ELANY Says
      2. ELANY Guidance
        1. - Export List and Codes
      3. Statute or Regulation
        1. - Insurance Regulation 41 §27.3(g)
    5. ELIGIBILITY REQUIREMENTS FOR INSURERS
      1. ELANY Guidance
        1. - 2017 Requalification Filing Requirements
  6. F
    1. FREE TRADE ZONE/SPECIAL RISK INSURANCE
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Circular Letter No. 10 (2011) - "Implementation of Class 3 FTZ Risks"
        2. - Opinion No. 02-03-08 - "Minimum Earned Premiums"
        3. - Opinion No. 02-03-26 - "Minimum and Deposit Premium"
        4. - Opinion No. 02-06-04 - "Minimum and Deposit Premium"
      3. ELANY Guidance
        1. - Video Library - "Free Trade Zone or Excess Line Insurance"
      4. Statute or Regulation
        1. - Insurance Regulation 86
  7. G
    1. GROUP PROPERTY/CASUALTY INSURANCE POLICIES
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - OGC January 21, 2004
        2. - OGC October 13, 2004
        3. - Circular Letter # 6 (2005)
  8. I
    1. INSPECTION FEES
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion No. 06-09-16 - "Applicability of Section 9101(b) of the Insurance Law with regard to calculating excess line premium taxes"
        2. - Opinion No. 07-03-08 - "Clarification Concerning Inspection Fees Charged by Excess Line Insurers"
      3. ELANY Guidance
        1. - Bulletin No. 2007-19 - "Policy Fees and Inspection Fees Charged by Excess Line Brokers"
        2. - Bulletin No. 2007-26 - "Clarifying Bulletin No. 2007-19 - Policy Fees and Inspection Fees Charged by Excess Line Insurers"
        3. - Video-"Fees Which Can Be Charged on NY Excess Line Transactions"
      4. Statute or Regulation
        1. - Section 2118
        2. - Section 2119
    2. INDEPENDENT PROCUREMENT
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion No. 03-06-26 - "Direct Placement of New York Insured With an Alien Insurer"
        2. - Opinion No. 02-10-27 - "Permissibility of Self-Procurement of Property Insurance from Parent’s Captive Located and Regulated in Foreign Country"
        3. - Opinion No. 05-10-06 - "Use of Captive Insurers – Self Procurement Tax"
        4. - Opinion No. 04-04-04 - "Insurance Consultants"
        5. - Circular Letter No. 9(2011) - "Amendments to the New York Insurance Law to Conform to the Federal Nonadmitted and Reinsurance Reform Act of 2010"
      3. ELANY Guidance
        1. - Bulletin No. 2011-21 - "Direct/Independent Procurement CT-33D Tax Forms"
        2. - Bulletin No. 2010-17 - "Nonadmitted and Reinsurance Reform Act (NRRA)"
        3. - CT-33D Tax Forms and Instructions
      4. Statute or Regulation
        1. - Section 1101
  9. L
    1. LEAD PAINT EXCLUSION
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel March 17,2003
    2. LEGAL LIMITATIONS/ADVERTISING
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel January 7, 2003
      3. Statute or Regulation
        1. - Insurance Law §2122
    3. LICENSING-EXCESS LINE BROKERS (SEE EDUCATIONAL VIDEO)
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel August 18, 2004
        2. - Opinion of Counsel August 10, 2001
        3. - Opinion of Counsel October 2, 2002
        4. - Opinion of Counsel May 13, 2002
      3. ELANY Guidance
        1. - Bulletin No. 2004-26
        2. - Member Information Form
        3. - Educational Video
      4. Statute or Regulation
        1. - Insurance Law §2105
        2. - Insurance Law §2129
        3. - Insurance Regulation 125
    4. LLOYD'S OF LONDON
      1. - ELANY Says
  10. M
    1. MANAGING GENERAL AGENTS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel December 18, 2002
      3. Statute or Regulation
        1. - Insurance Regulation 120
        2. - First Amendment to Regulation 120
    2. MOLD EXCLUSIONS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel April 1, 2003
    3. MINIMUM EARNED PREMIUM
      1. - ELANY Says
    4. MINIMUM AND DEPOSIT PREMIUM
      1. - ELANY Says
  11. N
    1. NEW YORK LICENSED P&C INSURERS
      1. - ELANY Says
    2. NEWSLETTERS
      1. - View
    3. NONRENEWAL/CANCELLATION NOTICES
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel September 10, 2003
      3. Statute or Regulation
        1. - Insurance Law §3425 (Personal Lines Cancellation/Nonrenewal)
        2. - Insurance Law §3426 (Commercial Lines Cancellation/Nonrenewal)
    4. NOTICE OF EXCESS LINE PLACEMENT/TOTAL COST FORM
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel
      3. ELANY Guidance
        1. - Form
      4. Statute or Regulation
        1. - Insurance Regulation 41 §27.12
        2. - Insurance Law §2119
        3. - Insurance Regulation 41 §27.17(e)
  12. P
    1. POLICY FEES, INSTALLMENT FEES AND REINSTATEMENT FEES
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion No. 06-09-16 - "Applicability of Section 9101(b) of the Insurance Law with regard to calculating excess line premium taxes"
        2. - Opinion No. 07-03-08 - "Clarification Concerning Inspection Fees Charged by Excess Line Insurers"
      3. ELANY Guidance
        1. - Video Library-"Fees Which Can Be Charged on NY Excess Line Transactions"
        2. - Bulletin No. 2007-19 - "Policy Fees and Inspection Fees Charged by Excess Line Insurers"
        3. - Bulletin No. 2007-26 - "Clarifying Bulletin No. 2007-19 - Policy Fees and Inspection Fees Charged by Excess Line Insurers"
      4. Statute or Regulation
        1. - Insurance Law §2119
    2. PREMIUM INCREASES BY EXCESS LINE INSURERS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel July 2, 2002
    3. PRODUCER CONTROLLED INSURERS
      1. - ELANY Says
      2. Statute or Regulation
        1. - Insurance Regulation 52-A
    4. PRODUCER BROKER LICENSING
      1. - ELANY Says
    5. PROHIBITED COVERAGES
      1. ELANY Guidance
        1. - Compliance Advisor
    6. PURCHASING GROUPS
      1. - ELANY Says
      2. Statute or Regulation
        1. - Insurance Regulation 134
  13. R
    1. REASON TO BELIEVE STANDARD (SEE EDUCATIONAL VIDEO)
      1. - ELANY Says
      2. ELANY Guidance
        1. - Educational Video
      3. Statute or Regulation
        1. - Insurance Regulation 41 §27.3(a)
        2. - Insurance §2118(b)(3)(a)
    2. REBATING AND DISCRIMINATION/PROHIBITIONS
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel April 30, 1996
        2. - Opinion of Counsel September 6, 2002
    3. RECORDKEEPING REQUIREMENTS
      1. - ELANY Says
      2. Statute or Regulation
        1. - Insurance §2118(c)(1)
        2. - Insurance Law §2118
        3. - Insurance Regulation 41 §27.10(b)
        4. - Insurance Law §2119
        5. - Insurance Regulation 41 §27.19
        6. - Insurance Regulation 41 27.3(f)
  14. S
    1. SPECIAL RISK INSURANCE/FREE TRADE ZONE
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Circular Letter 10 (2011) - "Implementation of Class 3 FTZ Risks"
        2. - Opinion No. 02-03-08 - "Minimum Earned Premiums"
        3. - Opinion No. 02-03-26 - "Minimum and Deposit Premium"
        4. - Opinion No. 02-06-04 - "Minimum and Deposit Premium"
      3. ELANY Guidance
        1. - Video Library - "Free Trade Zone or Excess Line Insurance"
      4. Statute or Regulation
        1. - Insurance Regulation 86
  15. T
    1. EXCESS LINE TAX
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Circular Letter No. 9(2011) - "Amendments to NYIL to Conform to NRRA"
        2. - Opinion No. 03-06-26 - "Direct Placement of New York Insured With an Alien Insurer"
        3. - Opinion No. 02-10-27 - "Permissibility of Self-Procurement of Property Insurance from Parent’s Captive Located and Regulated in Foreign Country"
        4. - Opinion No. 05-10-06 - "Use of Captive Insurers – Self Procurement Tax"
        5. - Opinion No. 04-04-04 - "Insurance Consultants"
      3. ELANY Guidance
        1. - ELANY Video Library - "Taxes and Assessments on Excess Line and Other Non-Admitted Transactions" and "How to Complete and File an Excess Line Premium Tax Statement."
        2. - Compliance Advisor
      4. Statute or Regulation
        1. - Insurance Regulation 41 §27.8
    2. TAXES (SEE EDUCATIONAL & INSTRUCTIONAL VIDEOS BELOW)
      1. DIRECT PROCUREMENT TAX FORM
        1. - ELANY Says
        2. ELANY Guidance
          1. - Tax Form & Instructions
      2. DIRECT/INDEPENDENT PROCUREMENT TAX - TAX EXEMPT INSUREDS
        1. - ELANY Says
        2. ELANY Guidance
          1. - Bulletin No. 2011-21 - "Direct/Independent Procurement CT-33D Tax Forms"
          2. - Bulletin No. 2010-17 - "Nonadmitted and Reinsurance Reform Act (NRRA)"
          3. - CT- 33D Tax Forms and Instructions
        3. Statute or Regulation
          1. - Section 1101
      3. EXCESS LINE TAX - TAX EXEMPT INSUREDS
        1. - ELANY Says
        2. Department of Financial Services Guidance
          1. - Opinion of Counsel October 7, 2002
          2. - Opinion of Counsel April 16, 2003
      4. EXCESS LINE TAX ALLOCATION
        1. - ELANY Says
        2. ELANY Guidance
          1. - Bulletin No. 2011-29 - "Determining 'Home State' for PG Members"
        3. Statute or Regulation
          1. - Regulation 41 §27.9 - "Premium Tax Allocation"
          2. - Regulation 41 "Appendix 5"
          3. - Tax Allocation Report - Form EL-4 (Post NRRA Risks)
      5. FEDERAL EXCISE TAX
        1. - ELANY Says
        2. Independent Guidance
          1. - Sutherland Opinion of Counsel
      6. NY BOARD OF FIRE UNDERWRITERS / NY FIRE PATROL ASSESSMENT
        1. - ELANY Says
      7. TAX ALLOCATION ON DIRECT OR INDEPENDENT PROCUREMENT
        1. - ELANY Says
      8. TAXES AND ASSESSMENTS EDUCATIONAL VIDEO
        1. ELANY Guidance
          1. - Educational Video
  16. V
    1. VIOLATIONS OF LAW
      1. - ELANY Says
  17. W
    1. WEBSITES AND E-COMMERCE
      1. - ELANY Says
      2. Department of Financial Services Guidance
        1. - Opinion of Counsel March 6, 2000
        2. - Opinion of Counsel April 26, 2001
        3. - Circular Letter No. 5 (2001)

Excess Line Association of New York

Serving the Excess & Surplus Lines Broker Community
for More than 25 Years


One Exchange Plaza
55 Broadway,29th Floor
New York, NY 10006
(646) 292-5500