Peril
Code
Coverage
Code
Description Fire Coverage Only
Premium Portion
10   FIRE (INCLUDING EXCESS)  
1001 FIRE ONLY (REAL PROPERTY) 100%
1001A FIRE ONLY (PERSONAL PROPERTY) 100%
1002 FIRE & ALLIED LINES (REAL PROPERTY) 90%
1002A FIRE & ALLIED LINES (PERSONAL PROPERTY) 90%
1004 EXCESS OF LOSS (REAL PROPERTY) 75%
1004A EXCESS OF LOSS (PERSONAL PROPERTY) 75%
15   WIND, HAIL  
1501 CROP, HAIL  
1502 TORNADO, CYCLONE, WIND, HAIL (REAL PROPERTY)  
1502A TORNADO,CYCLONE,WIND,HAIL (PERSONAL PROPERTY)  
17   ADDITIONAL PROPERTY COVERAGE  
1701 LEAKAGE OF SPRINKLERS (REAL PROPERTY)  
1701A LEAKAGE OF SPRINKLERS (PERSONAL PROPERTY)  
1702 EXPLOSION, RIOT & CIVIL COMMOTION (REAL PROPERTY)  
1702A EXPLOSION, RIOT & CIVIL COMMOTION (PERSONAL PROPERTY)  
1703 EARTHQUAKE (REAL PROPERTY)  
1703A EARTHQUAKE (PERSONAL PROPERTY)  
1704 BLANKET FORM (REAL PROPERTY)  
1704A BLANKET FORM (PERSONAL PROPERTY)  
1705 WATER DAMAGE (REAL PROPERTY)  
1705A WATER DAMAGE (PERSONAL PROPERTY)  
1706 BUSINESS INTERRUPTION,TIME ELEMENT,OR SIMILAR TIME  
1707 PRIMARY/EXCESS COMML PROP WHERE TIV EXCEEDS $200M  
1708 PRIMARY/EXCESS PROP VACANT UNOCCUPIED COMML BLDGS  
20   MULTIPLE PERIL  
2001 FARM OWNERS 50%
2002 HOME OWNERS 50%
2003 COMMERCIAL (SMP) 50%
22   ALL RISK  
2201 REAL PROPERTY 75%
23   Residual Value  
2301 ALL CLASSES / RESIDUAL VALUE  
25   MARINE (Non-Exempt Lines Only)  
2501 ALL CLASSES /MARINE 15%
2502 WATERCRAFT 15%
30   INLAND MARINE  
3001 JEWELERS BLOCK 15%
3002 FURRIERS BLOCK 15%
3003 BUSINESS & PERSONAL FLOATERS 15%
3004 BUILDERS RISK 75%
3005 MOTOR TRUCK CARGO 15%
3007 ALL OTHERS /INLAND MARINE 15%
32   AVIATION  
3201 AIRCRAFT PHYSICAL DAMAGE 10%
3202 ALL OTHERS/AVIATION  
35   GLASS  
3501 ALL CLASSES / GLASS  
37   ANIMAL  
3701 ALL CLASSES / ANIMAL  
40   AUTO LIABILITY (BI & PD)  
4001 PRIVATE PASSENGER (EXCESS)  
4002 COMMERCIAL (PRIMARY / EXCESS)  
4003 ALL OTHERS / AUTO LIABILITY  
45   AUTO PHYSICAL DAMAGE  
4501 PRIVATE PASSENGER 15%
4502 COMMERCIAL 15%
4503 GARAGE KEEPERS LEGAL LIABILITY 15%
4504 DEALERS OPEN LOT 15%
4505 MECHANICAL BREAKDOWN COVERAGE  
48   FIDELITY AND SURETY  
4801 FIDELITY AND FORGERY (FIDUCIARY LIABILITY)  
4802 BANKERS BLANKET BOND  
4803 PERFORMANCE BOND  
4804 SURETY BOND  
4805 SURETY FOR SMALL AND MINORITY CONTRACTORS  
4806 MISCELLANEOUS BOND  
4807 ADOPTION REIMBURSEMENT BOND  
50   GENERAL LIABILITY (BI & PD)  
5001 MANUFACTURERS & CONTRACTORS (INCL. COMPL. OPNS.)  
5002 OWNERS, LANDLORDS, & TENANTS  
5003 OWNERS, CONTRACTORS PROTECTIVE  
5004 PRODUCTS (INCLUDING EXCESS)  
5005 MUNICIPAL  
5006 PUBLIC SCHOOL  
5008 CONTRACTUAL  
5011 EXCESS LIABILITY  
5011A CONTRACTORS EXCESS LIABILITY  
5013 POLICE, LAW ENFORCEMENT  
5014 ASBESTOS ABATEMENT, REMOVAL CONTRACTORS  
5015 PARK DISTRICTS & ALL OTHER POLITICAL SUBDIVISIONS  
5016 LABOR, FRATERNAL, & RELIGIOUS ORGANIZATIONS  
5017 SOCIAL SERVICES LIABILITY  
5020 SPECIAL EVENTS  
5021 HOMES FOR THE AGED, CONVALESCENT HOMES  
5022 FAMILY (IN HOME) CHILD CARE  
5023 CHILD CARE, ALL OTHER  
5024 SKI-AREA LIABILITY  
5025 WINTER RECREATIONAL FACILITIES  
5026 SNOWMOBILE LIABILITY  
5027 SNOWMOBILE CLUBS (INCLUDING TRAILS)  
5028 SNOWMOBILE CLUBS (EXCLUDING TRAILS)  
5029 SNOWMOBILE RENTALS  
5030 HEALTH AND EXCERCISE CLUBS  
5031 MISCELLANEOUS RECREATIONAL LIABILITY  
5032 COMPLETED OPERATIONS  
5033 EMPLOYER SPONSORED GROUP EXCESS  
5034 EMPLOYMENT PRACTICES LIABILITY INSURANCE  
5035 PRIMARY AND/OR EXCESS LIABILITY INS FOR VACANT OR UNOCCUPIED BUILDINGS  
5050 COMM GEN LIAB - BROADENED COVERAGE CATEGORIES  
5051 CYBER LIABILITY STANDALONE, MAY INCL BUSINESS INTERRUPTION/EXRA EXPENSE  
52   ERRORS & OMISSIONS  
5201 PUBLIC OFFICIALS LIABILITY  
5202 DIRECTORS & OFFICERS  
5203 DIRECTORS & OFFICERS (NON-PROFIT)  
5204 ATTORNEYS LIABILITY  
5205 ACCOUNTANTS LIABILITY  
5206 ARCHITECTS & ENGINEERS  
5207 REAL ESTATE AGENTS  
5208 INSURANCE AGENTS & BROKERS  
5209 MEDIA PROFESSIONAL  
5210 ALL OTHERS (PROFESSIONAL) E&O  
5210A ALL OTHERS (E&O)  
53   MEDICAL MALPRACTICE (Excess)  
5301 PHYSICIANS & SURGEONS  
5302 HOSPITALS  
5303 DENTISTS  
5304 PODIATRISTS  
5305 ALL OTHERS / MEDICAL MALPRACTICE EXCESS  
54   MEDICAL MALPRACTICE  
5401 ALL CLASSES /MEDICAL MALPRACTICE  
55   MISCELLANEOUS PROFESSIONAL  
5501 BEAUTY PARLORS & SCHOOLS  
5502 BARBERS & SCHOOLS  
5503 AMBULANCE SERVICES  
5504 THERAPISTS  
5505 COMMUNITY HEALTH CENTERS  
5506 HOME CARE SERVICE AGENCIES  
5507 PHYSICIAN ASSISTANTS  
5508 ALL OTHERS / MISC PROFESSIONAL  
57   LIQUOR LIABILITY  
5701 ALL CLASSES / LIQUOR LIABILITY  
58   LIABILITY, RAILROADS & UTILITIES  
5801 RAILROAD PROTECTIVE  
5802 ALL OTHERS / RAILROAD  
59   UMBRELLA LIABILITY  
5901 LEAD/UMBRELLA  
5902 EXCESS UMBRELLA  
5903 COMML UMB LIAB EXCESS OF $10M UNDERLYING OR SIR  
60   ENVIRONMENTAL IMPAIRMENT  
6001 PETROLEUM MARKETERS  
6002 PETROLEUM NON-MARKETERS  
6003 GOVERNMENTAL SUBDIVISIONS  
6004 CONTRACTORS  
6005 LANDFILLS, DUMPS, ETC.  
6006 ALL OTHERS (NOC) REAL PROPERTY  
6006A ALL OTHERS (NOC) PERSONAL PROPERTY  
62   CRIME  
6201 BURGLARY & ROBBERY  
6202 KIDNAP & RANSOM  
6203 ALL OTHERS / CRIME  
65   BOILER AND MACHINERY  
6501 BOILER & MACHINERY DIRECT  
6502 BOILER & MACHINERY CONSEQUENTIAL  
6503 ENGINE & MACHINERY  
6504 ALL OTHERS / BOILER & MACHINERY  
68   CREDIT INSURANCE  
6801 ALL CLASSES /CREDIT INSURANCE  
6802 CONTRACT FRUSTRATION  
6803 EVENT CANCELLATION  
69   PRIZE INDEMNIFICATION  
6900 PRIZE INDEMNIFICATION  
70   SERVICE CONTRACT REIMBURSEMENT  
7000 SERVICE CONTRACT REIMBURSEMENT  
71   SALARY PROTECTION INSURANCE  
7100 EXCESS DISABILITY COVERAGE  
7101 PRIMARY DISABILITY INSURANCE  
72   AUTO RACING PARTICIPANTS INSURANCE  
7200 PERSONAL ACC.&DIS.INS.(NON.RES.)RACING CARS IN NY  

Excess Line Association of New York

Serving the Excess & Surplus Lines Broker Community
for More than 25 Years


One Exchange Plaza
55 Broadway,29th Floor
New York, NY 10006
(646) 292-5500